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Vasif is 29 years old, married and has one daughter. His family is an IDP (internally displaced person) and they live in an IDP settlement. His wife is a housekeeper. Vasif raises vegetables (greens, potatoes, onions, tomatoes and so on) and fruit trees (apples, pears and etc.). His monthly income is 150 AZN and he has nine years of experience in this field . He gets an additional small income working as a driver.

People living in DIP settlements have a higher demand for products such as fresh fruits and vegetables. They prepare juice, fruit pies, etc. and make different kinds of salads.

Vasif needs to improve the condition of his garden. He applied for a 2,000 AZN loan to buy garden tools and repair the garden. He wants to get more money in order to improve his family's hard life.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 18
    View loans »
    Azerbaijan Loans Fundraising
  • $13,949,600
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
A loan of $2,575 helped Vasif to buy garden tools and repair his garden.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 7, 2014
Jan 24, 2014
Currency Exchange Loss:
Feb 23, 2014