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Zeliha is a 48-year-old divorced mother of one who lives in a city in central Albania. For about ten years, she has been operating a clothing store, and this has been their only source of income. She is applying for a loan to buy inventory of clothing to sell. This will be her second loan from the institution. “There are so many people in our city selling clothes and the competition is enormous. There is also the Roma market considered the largest in the country that sells second hand clothes and other thrifty items. However, I am lucky because I do not pay rent for the store,” said Zeliha.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 23
    View loans »
    Albania Loans Fundraising
  • $2,682,100
    Funds lent in using Kiva
  • 103.1
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,950 helped Zeliha to stock up on clothing inventory.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 17, 2014
Jan 24, 2014
Currency Exchange Loss:
Jun 17, 2014