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Akramjom
Akramjom is a cheerful and hardworking 49-year-old man. He is married and has four children. He lives with his family in a small village. Akramjom works as a teacher at a local school. One salary is not enough for the family's expenses, so he runs his own business. He breeds and sells livestock. He took out a loan from Avrand in 2010 to start a business and buy his first heads of cattle. And to this day, he has remained one of Arvand's clients and has conscientiously paid his loan obligations. Akramjom says that after he began working with Arvand, his life changed for the better. His wife and older sons help with the business. Now, Akramjom wants to increase his livestock, to make his business more profitable. So once again, he asked Arvand for a loan to purchase cattle. Akramjom is hoping for a positive result, and he thanks Arvand in advance for its support.
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Акрамчон жизнерадостный и трудолюбивый мужчина в возрасте 49 лет. Он женат и имеет четверых детей. Живёт он со своей семьёй в небольшом посёлке. Акрамчон сам работает учителем в местной школе. Но одной заработной платы не хватает на расходы семьи, поэтому он занимается собственным бизнесом. Он разводит и продаёт скот. Он получал кредит в Авранд в 2010 году чтобы как раз таки начать свой бизнес и закупить первых скот. И по сей день он является клиентом Арванд и добросовестно выплачивает свои обязательства по кредиту. Акрамчон рассказывает, что после того, как он начал сотрудничество с Арванд, его жизнь изменилась в лучшую сторону. В его бизнесе ему помогает жена и старшие сыновья. Сейчас Акрамчон желает увеличить поголовье своего скота, чтобы потом иметь больше прибыли от своего бизнеса. Поэтому он в очередной раз обратился в Арванд и хочет получить кредит на покупку скота. Акрамчон надеется на положительный результат и заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

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About Tajikistan

  • $1,388
    Average annual income
  • 190
    View loans »
    Tajikistan Loans Fundraising
  • $29,051,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Akramjom buy cattle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 10, 2014
Listed
Jan 29, 2014
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2014