Check out some available loans that are similar to this one!
Mr. Biju is the CEO of Urja Kendra head quartered in Gurgaon, India.

Urja Kendra has a social commitment in lighting lives in rural India with solar/renewable energy. They empower people by creating a sustainable ecosystem. Urja Kendra focuses on employment of retired Army employees and Village Level Entrepreneurs. Urja Kendra provides product training and small business skill training. A retired Army person can employ himself by selling solar lighting in rural area.

Urja Kendra creates local business hubs called Urja Kendra for Village Level Entrepreneurs. Each Urja Kendra runs on a franchisee model wherein local village people benefit from franchisees of Urja Kendra to sell solar lighting in their village. Franchisee earns profit on sale of solar lightings. Thus Urja Kendra creates job opportunities for rural India.

Urja Kendra has already had an impact of lighting 4000 households by providing safe and reliable energy. This has resulted in 1200 school kids benefiting from solar lighting.

Vision: To become product and services aggregation centres – creating a robust and effective rural delivery and distribution model , which will result in a strong enterprise with social impact and high profitability.
Subsequently, become reverse logistics hubs , through which products can be sourced locally and delivered globally.

Additional Information

More information about this loan

The Reserve Bank of India has a number of regulations to control foreign funding of Indian institutions. We have performed considerable investigation to ensure that this Barefoot Power loan complies with these regulations. 

Please be aware that, given the complex regulatory environment, there is a risk that we may encounter difficulty getting the repayments for this loan out of India. Should we encounter regulatory difficulties collecting the returns made by borrowers, Barefoot Power has agreed to repay the loan to Kiva lenders from it’s own funds. 

Important Information

Because Barefoot Power’s core business is not microfinance, there is some level of additional risk for lenders. Kiva’s partnership with the company is unique and unprecedented. For this reason, Kiva has not assigned the organization a risk rating.

Barefoot Power is a for-profit social enterprise dedicated to bringing solar lighting solutions to remote, low-income regions. The company offers Kiva-funded loans to its distributors and retailers to buy supplies, open stores, and sell high-quality, affordable lighting products to consumers in underserved communities. Access to renewable lighting reduces use of pricey, dangerous kerosene, and significantly improves household productivity and income potential.


About India

  • $2,900
    Average annual income
  • 45
    View loans »
    India Loans Fundraising
  • $4,515,775
    Funds lent in using Kiva
  • 62.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $12,925 helped Biju to buy and sell Barefoot Power's solar products.
30% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 24, 2014
Feb 2, 2014
Currency Exchange Loss: