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Karayakhan
Karayakhan is a 65-year-old widow. She and her late husband have raised 14 children (nine sons and five daughters). She was awarded the honorary title of "Mother Heroine" and also recognized as an "Honored Worker" of her village. She has a secondary education. After finishing school, she worked on a kolkhoz (collective farm) and then got married to a man named Juman who gave her 14 children. Juman became ill and died in 1999. Before his illness he worked as a shepherd in the village. Out of the couple's 14 children, 12 are now married and living independently, while the two youngest sons still live with their mother.

Karayakhan is now enjoying retirement, but she is still involved in agriculture and helping her children. All her adult life, Karayakhan has been raising cattle and growing crops. She started in this field 40 years ago with the purchase of livestock for 1,000 som (KGS). Thanks to her very hard work, she now owns one dairy cow, one calf and one horse and, together with her children, she cultivates 4.48 hectares of land and grows beans annually. She makes a monthly income of 10,000 som (KGS). In order to further develop her farming business, Karayakhan has turned to the microfinance bank "Bai Tushum & Partners" to buy some cows and increase her cattle headcount. She plans to reinvest the earnings from her loan into further increasing her number of farm animals. She is also planning to save enough money to pay for her son's wedding ceremony.
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Караяхан 65 лет, вдова, вместе с супругом воспитали 14 детей, 9 сыновей и 5 дочерей. Караяхан удостоена почетного звания "Мать -героиня", также имеет звание "Заслуженный труженик села". У Караяхан - среднее образование, после окончания средней школы, работала в колхозе, затем вышла замуж за Жумана и родила 14 детей. Жуман скончался от болезни в 1999 году, до болезни супруг работал пастухом в селе. Из 14 детей-12 женаты, проживают отдельно и самостоятельно, младшие 2 сына проживают с Караяхан. В данное время Караяхан на заслуженном отдыхе, занимается сельским хозяйством и помогает своим детям. Караяхан все свою сознательную жизнь занимается животноводством и полеводством, стартовав 40 лет назад, с покупки скота на 1,000 сом KGS. Благодаря упорному труду Караяхан, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 1 теленок, 1 лошадь, а также обрабатывает вместе с детьми 4,48 ГА земли, на которой ежегодно выращивает фасоль. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Караяхан обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Караяхан планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на свадебное мероприятие сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Tags

About Kyrgyzstan

  • $2,100
    Average annual income
  • 207
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,805,850
    Funds lent in using Kiva
  • 50.3
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,300 helped Karayakhan to buy some cows.
40% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 21, 2014
Listed
Jan 27, 2014
Currency Exchange Loss:
Possible