Cruzloma (Paute) Group
The Cruzloma members are all friendly and kindhearted people who work each day in order to achieve greater economic stability. They strive to improve their lot and to offer their children a brighter future, while also preserving their culture and traditions.
One of the Cruzloma members is Doña María, a 63-year-old single mother of two adult children who are married. Doña María owns her own home, where she lives with her married daughter and three grandchildren.
Doña María has for several years worked selling staple foods in a city market, which has allowed her to provide for her children. She also raises pigs and chickens at her home.
Doña María is applying for a new loan to purchase staple foods and boost her inventory. Her ambition is to continue growing her business.
Una de las socias de este grupo es la Señora. María, tiene 63 años de edad, es madre soltera de 2 hijos mayoría de edad y casados, su hija casada le acompaña al igual que sus tres nietos, la casa en la que vive es propia.
Doña María desde hace varios años se dedica a la venta de granos secos en un mercado de la ciudad, esta actividad le permitió sacar adelante a sus hijos. En su casa se dedica a la cría cerdos y pollos.
Su nuevo crédito es para comprar granos secos y así aumentar su negocio. Su meta es continuar creciendo en su negocio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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