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José Anibal
José, age 41, is a hardworking man who strives day after day to get ahead along with his wife and child. He is a farmer by trade and was able to finish his basic education with great effort. José felt obligated to move to the United States, but later returned with the drive to succeed. With the small amount of money that he saved over two years, he decided to build a small house and purchase a grain mill for generating income. Even with the revenue he generates from farming and operating his grain mill, José does not have sufficient funds for covering future needs.

José has gained a great deal of experience by working a long time in agriculture. He has also spent 10 years raising pigs and 3 years raising poultry. At the moment, he has chickens for fattening and four pigs that he is raising. José has the help of his wife, a very determined woman who looks after the animals while he is working.

The loan he needs will be used to buy pigs. José hopes to sell them after they have been fattened. He already has the required experience for raising these animals. In addition, José is well-known among the people in his community. Having this advantage will make it easier for him to sell his product. However, he does not have the money to invest in the purchase of pigs so that he can make a profit from this type of business.

In the future, José wants to give his son the best gift of all – a university education. This will enable his son to support himself in life since things are difficult at the moment. José also hopes to leave his son a productive business that provides a source of sufficient income for meeting his needs. He does not want to see his family lack anything.
View original language description ↓
José de 41 años de edad, es un hombre trabajador que se esfuerza día con día para sacar adelante a su hijo y esposa, mediante la actividad de la agricultura, con mucho esfuerzo logro terminar sus estudios básicos, lo que lo obligaron a emigrar hacia los estados unidos; pero luego regreso con los deseos de querer superarse, con lo poco de dinero que había ahorrado en un par de años decidió construir su pequeña casa y compro un molino para obtener ingresos de ahí. Pero los ingresos que obtiene de la agricultura y de su molino, no son suficientes para cubrir sus necesidades futuras.

José, tiene mucha experiencia ya que ha trabajado por mucho tiempo en la agricultura, así también se ha dedicado a la crianza de cerdos por 10 años y a la crianza de aves por 3 años, por el momento tiene pollos de engorde y 4 cerdos que los ha criado con la ayuda de su esposa una señora muy luchadora que se dedica a cuidar sus animales cuando su esposo se va a trabajar.


El crédito lo necesita, para comprar cerdos, esperando con esto comercializarlos después de engordarlos. José ya tiene experiencia en la cría, además es muy conocido por las personas de la comunidad lo que le da ventaja para vender con mayor facilidad su producto. Pero en este momento, no cuenta con el dinero para invertirlo en la compra de cerdos y poder obtener ganancia de esta actividad.

En un futuro José quiere poder darle el mejor regalo a su hijo, el cual es pagarle una carrera universitaria, para que pueda defenderse en la vida, ya que hoy en día está difícil, así también espera poder dejarles una actividad productiva, la cual sea una fuente de ingresos suficiente para cubrir sus necesidades y que no le falte nada a su familia.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 445
    View loans »
    El Salvador Loans Fundraising
  • $22,660,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped José Anibal to buy pigs.
41% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 16, 2014
Listed
Feb 19, 2014
Currency Exchange Loss:
N/A