Isabel is a customer of a financial hub, and this is her story:
I am married with two children. I am a persevering and tenacious person. I have a successful business selling stationary and gifts as of 8 years now that has no competition in my neighborhood. My business is excellent and sales are very good. The store where I work from is very small and part of my merchandise is kept hidden. I want the loan in order to expand my business and be able to show all of my merchandise.
My accomplishments are that with my business I have been able to get many things for my family, but my challenge now is to expand it and offer more variety in products.
Isabel es cliente de cubo financiero y esta es su historia.
Soy casada tengo dos hijos. Soy una persona perseverante y constante. Tengo un negocio exitoso de papelería y regalos desde hace 8 años que no tiene competencia en mi colonia. Mi negocio es excelente y ventas son muy buenas. El local donde me encuentro es muy pequeño y parte de mi mercancía se queda guardada, quiero el préstamo para ampliar mi negocio y poder exhibir toda mi mercancía.
Mis logros son que con mi negocio he podido conseguir muchas cosas para mi familia, pero ahora mi reto es ampliarlo y ofrecer más variedad de productos.
Kubo.financiero is a regulated microfinance institution that provides accessible and affordable loans to borrowers in Mexico. Its online banking platform and other innovations enable Kubo to charge interest rates that are much lower than the average for MFIs in Mexico. By doing business in a new way -- leveraging technology and customized risk profiles -- the organization is able to support microfinance clients throughout the country. With funds from Kiva lenders, Kubo is able to expand its lending network even further, reach riskier clients who have less credit history, decrease interest rates for borrowers, and scale its service area.