Juan Carlos is an owner/driver who works for one of the drivers' organizations in the town of Achacachi. He lives in his mother's house along with his wife and young son in the Nueva Esperanza area of Achacachi, about two hours from the town of La Paz.
He needs a loan to buy a motor and for general maintenance of his vehicle. Juan Carlos's hope is to keep his vehicle well-maintained so that he can earn more money for his family. This is the first time he's asked for a loan from IMPRO and also the first time from Kiva.
Juan Carlos es chofer propietario; trabaja en uno de los sindicatos de choferes de la población de Achacachi; vive en casa de su madre junto con su esposa y su pequeño hijo en la zona nueva esperanza del municipio de Achacachi, a dos horas de viaje de la ciudad de La Paz.
El crédito requiere para compra de motor y mantenimiento en general de su movilidad.
El sueño de Juan Carlos es tener su movilidad en buen estado, asi podra incrementar mas sus ingresos para su familia.
Es la primera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.