Gezim, who has been a long time client of VFA, is requesting a loan to pay for his two sons' university tuition fees and he will very much appreciate the financial help from lenders. He is in his early fifties, married, and living in southern Albania where he practices agriculture/livestock. Here is what he said:
“I have been doing the same thing all these past 24 years and will continue in the same vein. I don’t know anything better. I sell the fresh produce to the farmers' market of our nearby city and that is our only source of income. Of course, the more we work in agriculture does not mean that we make more because it depends on various factors such as the weather condition, the selling market, the government involvement, the type of produce and the demand for it and so on.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.