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Durga Maa Group
In this Group: Ganga, Waralaxmi, Parbati, Dhanalaxmi, Goureswari
Ganga is the leader of a group that hails from Kotapeta village of Rayagada district of Odisha, India. She is a married woman of 44 years of age. The member standing at the middle with raised hand is Ganga.

She is managing a business of leaf plate-making and selling in her locality. Her husband is doing a seasonal business. Ganga has a family of five members consisting of her husband and three children about 18, 12 and 8 years old.

Ganga, along with four other members of her village, formed a group and applied for a loan from Mahashakti Foundation for expansion of their existing businesses. It is the first time the group will take a loan from MSF.

Out of their small incomes they are maintaining their families in a low profile. At present, her monthly income is Rs.5,000 but still it is not sufficient to meet the needs of her family. After learning the business procedure and knowledge, she wants to increase the volume of her business. Now she wants a loan to purchase leaf plates for stitching and wholesaling also.

In future, she wants to establish a grocery shop in her village.

The other members are Waralaxmi, Parvati, Dhanalaxmi and Goureswari and they want loans for leaf plate-making, tailoring, grocery shop and leaf plate wholesaling, respectively.

Additional Information

More information about this loan

Mahashakti Foundation focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for women living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About Mahashakti Foundation

Mahashakti Foundation is a public charitable trust that provides microfinance and development services in the low-income state of Odisha. Operating in the poorest region of India, the organization strives to serve rural communities, tribal groups and others living on less than USD$1 a day. In addition to microcredit, it also provides micro-savings and micro-insurance products, as well as business development, health, water and sanitation, and food security services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 26
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 62.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Durga Maa Group's $825 loan helped a member to purchase leaf plates for stitching and wholesaling.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jan 9, 2014
Jan 24, 2014
Currency Exchange Loss: