Patrick is a 26-year-old married man. He has three children with ages ranging from 1 year to 8 years. Patrick describes himself as a go-getter. He operates a retail shop where he sells cooking oil, wheat flour, bread, biscuits, salt, etc. He has been involved in this business for four years. His business is located in an urban area and his primary customers are regular customers. Patrick describes his biggest business challenge as the poor road network.
Patrick will use this KES 20,000 loan to buy stock of cooking oil, wheat flour, bread, salt, and other items. His business goal is to be the best within five years. He hopes that in the future he will open a wholesale shop. This is his second loan with SMEP DTM. Patrick will use the anticipated profits to pay school fees for his brother who is in college.