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Alman is 41-years-old. He lives in the Fuzuli region near the war zone with his family. The members of his family are IDPs (Internally Displaced Persons) from Fuzuli city, for over the past 20 years. Alman is married and has two children. One of the children is a 15-year-old boy, he goes to the eighth grade class in school, another child is 13-years-old and she goes to the sixth grade class. His wife is a housewife, she helps Alman with his work. Alman has been in the animal breeding business and loves his job. He sells milk and milk products (yogurt, cheese, etc.) which are made by Alman and his wife. Now Alman wants to buy more cows. Therefore, he needs a loan amount of 1,350 AZN (Azerbaijan New Manat). Alman is thankful to the Kiva organization and lenders for this loan. In the future, as a result of the increase in his business he wants to build a new stall for his cows.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 70
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Alman to buy more cows.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 7, 2014
Jan 23, 2014
Currency Exchange Loss:
Dec 17, 2014