Monika is a 30-year-old married woman with three children. She lives in Mahespur of Bara district, Nepal. For the past 11 years, she and her husband have been running a shuttering business for the construction of buildings. She wants to expand her business, as there is currently a construction boom in her locality. To expand her shuttering business she wants to buy wood, so she has requested a loan amount of 100,000 NPR. The family is doing well in this business and would like to seize the opportunity offered by the construction boom. Through her business, she has improved her income and her family's standard of living.