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Salma is a 44-year-old divorced woman who lives with her brother's family. She decided to get a divorce because of personal reasons. She is a very hard-working entrepreneur. She did not want to be a burden on her brother so she started a tailoring service 12 years ago. From this business she earns 2,000 INR per month.

Salma requested a INR 25,000 loan through People's Forum to buy an extra sewing machine and more materials like fabric, thread, needles, etc. for her sewing business.

Salma has a plan to start a tailoring training center so she wants to take a loan for that. In the future, Salma would like to save enough money so she can help and support her brother's family and will able to live independently.

Additional Information

More information about this loan

This loan is specifically designed for People's Forum's vulnerable clients, including family members of leprosy patients, people who are physically challenged and third gender individuals. By funding this loan, you are supporting low income individuals in India who are excluded for gender or health reasons. 

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 26
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 62.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $425 helped Salma to buy an extra sewing machine and more materials like fabric, thread, needles, etc. for her tailoring business.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jan 8, 2014
Jan 23, 2014
Currency Exchange Loss: