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Chhabindra is a 42-year-old married man, living in the area of Nayagarh, Odisha, India. He is the father of two sons and a daughter.

He is very hard-working and an honest person. He owns a small restaurant in which he offers various types of delicious foods. He offers breakfast, lunch, and dinner to the common people. He has been running this restaurant for 15 years, generating reasonable income for his family. He cooks delicious food for the restaurant and the people like to eat at his restaurant.

The condition of his restaurant is not good, with scratched walls, low seating arrangements, a dark room, and there is no electricity available. The customer has to face these problems and they feel hesitation to come inside the restaurant. He does not want to disappoint his valued customers.

Chhabindra wants to establish his restaurant in the form of a redecorated restaurant. He wants to paint the walls, provide electricity, and buy new plastic furniture and new crockery. Therefore, Chhabindra requested a loan from Kiva’s field partner, People's Forum, so that he can maintain his restaurant in good condition and it can be attractive.

Chhabindra thanks Kiva and appreciates the warm support from his supporters.

Additional Information

More information about this loan

This loan is specifically designed for People's Forum's vulnerable clients, including family members of leprosy patients, people who are physically challenged and third gender individuals. By funding this loan, you are supporting low income individuals in India who are excluded for gender or health reasons. 

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 114
    View loans »
    India Loans Fundraising
  • $5,430,025
    Funds lent in using Kiva
  • 62.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $425 helped Chhabindra to paint the walls, provide electricity, and to buy new plastic furniture and crockery.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jan 9, 2014
Jan 23, 2014
Currency Exchange Loss: