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Cristina Esperanza
The Crédito 20 de Abril group meets every fortnight in Montecristi Canton, which is known for its rich pre-colonial culture and its nationally and internationally renowned handicrafts. It is the home of the famous straw hats. It is here that group member Cristina lives. She is 63 years of age, married and has 5 grown-up children, one of whom still lives at home. Her husband works for the local council. Cristina is a housewife who, as means of having an income of her own with which to help her husband cover the household expenses, sells clothing, shoes and Avon products (beauty products, cosmetics, perfume and women's accessories). She sells her goods from door to door for two to three hours a day, three days a week. She leaves goods with her customers on credit and makes collections every eight days. She has been running the business for 2 years and it is doing very well, her most-sold items being perfume and cosmetics. She will use this loan to buy clothing, shoes, perfume, creams and cosmetics. This is her fourth loan from the credit group which she likes because it is easy to make her repayments. Her dream is to own her own boutique.
View original language description ↓
EL Grupo De Crédito 20 De Abril se reúne cada 15 días en el Cantón Montecristi conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.
En este lugar vive la señora Cristina, tiene 63 años de edad, está casada y de esta relación tienen 5 hijos mayores de edad, uno de ellos aun vive en su casa. Su esposo es obrero municipal.
Doña Cristina es un ama de casa que para obtener sus propios recursos y con esto ayudarle a su esposo con los gastos del hogar se dedica a la venta de ropa, zapatos y productos de Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Su forma de venta es puerta a puerta, ella sale tres días a la semana de dos a tres horas al día, deja sus productos a crédito y cobra cada ocho días. Tiene más de 2 años que se dedica a esta actividad y le va muy bien, lo que más vende son los perfumes y cosméticos.
Este crédito es para comprar ropa, zapatos, perfumes, cremas y cosméticos. Este es el cuarto ciclo en el Grupo De Crédito y le gusta porque los pagos son fáciles de hacer. Su sueño es tener una boutique.

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,524,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Cristina Esperanza to buy clothing, shoes, perfume, creams and cosmetics.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 6, 2014
Listed
Jan 24, 2014
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014