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Maria Naidu
María Naidu, who is 30 years old, decided to study to be a health administration specialist as she has always liked helping other people. An administrator gives guidance and provides solutions when, for various reasons, some patients cannot be treated or there is an unwillingness to treat them. This may be because of the current rules of the health system or because of neglect by people who work in the clinic. The idea is to improve the quality of the service for the patient and this is why she wants to study this course.

At the same time she needs the Kiva agreement, as she has limited income and does not have any family help since they come from the lower social classes and live in rural areas. She gets no government help either, which makes it impossible for her to pay for her studies. This is why she turned to the Kiva agreement, so she can continue studying for the 2 further semesters she needs in order to graduate. It is very important for her to get this degree as she would then be able to have and provide a better quality of life for her son and her parents, wherever possible.

On a personal note, being able to continue studying would be a blessing since she would be fulfilling one of the many goals she has. She would also have financial and emotional stability since she would have more work opportunities as well as the option to continue working as a professional in health administration. She would also have the option of doing a diploma in auditing and medical accounts.

María Naidu has an enormous desire for self-improvement and in spite of her economic situation she has worked hard to make progress in life. At the moment her income is less than a minimum salary. She works shifts in an internet cafe and from this money she has to pay for rent, food, clothing and study for herself as well as her son. The son's father does not provide for him so she has to cover all of the costs on her own. She was able to study the first semester thanks to a discount she got, but now the help has run out for the remaining semesters.

She lives with just her little son in a rented room as her income is insufficient to pay for an apartment. She trusts in God who makes everything possible. She wants to finish her course because, as mentioned previously, by finishing her degree doors will open for new jobs and to continue studying. In the future she sees herself as a good professional, setting up a clinic where she sees herself working with her son and other professionals in order to bring about a change in healthcare since unfortunately the healthcare in Colombia is very poor. As mentioned before, her goal is to continue as a professional and really work hard to achieve all of her dreams.
View original language description ↓
Ella MaríaNaidu, mujer de 30 años la cual decidió estudiar técnico en administración en salud, ya que a ella siempre le ha gustado ayudar a la humanidad, pues el administrativo es el que orienta y da soluciones cuando algunos pacientes por diferentes razones no pueden o no se les quieren atender, bien sea por lo que dice la norma vigente en salud o por negligencia de las personas que atienden en la clínica, la idea es mejorar la calidad en atención al usuario, por esta razón ella quiere estudiar esta carrera.
Por otro lado ella necesita el convenio ya que es una persona de bajos recursos, y no cuenta con ninguna ayuda de la familia ya que ellos también son de estratos bajos y se encuentran en zonas rurales, tampoco cuenta con ayudas del gobierno, por tal razón se le hace imposible paga el estudio, por eso acude al convenio de KIVA, para poder continuar estudiando los dos semestres que le faltan para graduarse, sería muy importante para ella obtener este título ya que así lograría tener y brindarle una mejor calidad de vida a el hijo y los padres si está al alcance.
Personalmente lograr estudiar sería una bendición ya que estaría ella cumpliendo una meta de las muchas más que ella tiene, además de esto obtendría una estabilidad económica y emocional ya que tendría más oportunidades de trabajo y así mismo la opción de continuar como profesional en administración en salud, como también un diplomado en Auditoria y cuentas médicas.
Los deseos de superación de ella son enormes ya que a pesar de la situación económica se ha esforzado por salir adelante, en este momento los ingresos son de menos de un salario mínimo, pues trabaja haciendo turnos en un café Internet, del cual ella debe pagar un arriendo, alimentación, vestuario y estudio de ella, como también del hijo, ya que el padre del hijo no le responde por él, entonces a ella le toca todos los gastos sola, el primer semestre ella lo hizo gracias a un descuento que tenia, pero ya para los demás semestres se acabó la ayuda.
Ella vive con el hijito no más en una pieza en arriendo ya que los ingresos no le alcanzan para pagar un apartamento, confiando en Dios que todo lo hace posible, ella quiere terminar la carrera, ya que como mencionaba antes terminando ella este título se abren puertas de nuevos trabajos y de continuar estudiando ,ella se ve en un futuro ser una gran profesional, crear una clínica, verse allí trabajando junto al hijo y demás profesionales, logrando un cambio de atención en salud ya que infortunadamente la atención en salud en Colombia es pésima.
Como ya mencionaba antes la meta es continuar el profesional y bueno trabajar fuertemente, para lograr todos los sueños.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 492
    View loans »
    Colombia Loans Fundraising
  • $15,259,900
    Funds lent in using Kiva
  • 1,987.1
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Maria Naidu to pay a semester's fees.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Feb 5, 2014
Listed
Jan 24, 2014
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014