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Marcos is 35 years old, married, and lives with his wife and children who are his top priority. With his loan he plans to buy tools and equipment for constructing homes and commercial properties, which will facilitate completion of these jobs. Marcos will be able to improve the quality of designs and types of finishes, to take advantage of knowledge gained during years on the job, and as such be able to have more income to continue investing in the purchase of tools and other equipment. He can continue offering better service every day, as well as increase the amount and quality of business. With this purchase he plans to do more construction, and with updated plans and better variety he can fulfill orders within a better time frame. This is the first loan Marco has received from FUDECOSUR. He has never had any state bank loans before, but FUDECOSUR has offered him the loan with the most facilities and the lowest interest rate.
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Marcos, tiene la edad de 35 años, está casado, vive con sus hijos y esposa los cuales son su mayor prioridad. Con su crédito pretende hacer la compra de herramientas y equipo para la construcción de viviendas o lugares comerciales, las cuales le facilitará la elaboración de los trabajos y así poder mejorar la calidad de los diseños y tipos de acabados y aprovechar el conocimiento adquirido mediante la práctica de varios años y así poder tener ingresos económicos para seguir invirtiendo en la compra de herramientas y otros equipos, y seguir brindando cada día un mejor servicio, además de aumentar la oferta en trabajos y calidad. Con esta compra pretende hacer más construcciones y con diseños más actualizados y con mayor variedad y así cumplir con los pedidos a un plazo más adecuado. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at


About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 499.5
    Costa Rica Colones (CRC) = $1 USD