Check out some available loans that are similar to this one!
Santa Mercedes
Santa is 53 years old. She lives with her partner in a common-law relationship. She also lives with her children, ages 9 and 12. She likes to walk and knit. She lives in the Mocache canton, Los Ríos province.

Her credit group is called Juntos Triunfaremos [Together We Will Triumph]. It is located in the John F Kennedy 2 neighborhood, which belongs to the Mocache cantón, near Ventanas. Its members work in farming and livestock.

Santa works in farming; for a number of years she has planted corn and rice. She buys her products in Ventanas at Agroquímica Carlita, and sells them in the market of the same place.

The loan she has requested is for the purchase of soil amendments and fertilizers for corn and rice crops. The loan has helped her to increase her income for her family to use, and for investment. Her dream is to get ahead with her family.
View original language description ↓
Santa tiene 53 años de edad, estado civil Unión Libre vive con su esposo y con sus hijos de 9 y 12 años, Vive en el Cantón Mocache provincia de los Ríos.

La ventanilla se llama Juntos Triunfaremos se encuentra ubicada en el Recinto Jhon F. Kennedy 2, perteneciente al cantón Mocache cerca de Ventanas se dedica a labores agrícolas y pecuarias.

Santa se dedica a la agricultura a la siembra de maíz y arroz desde hace algunos años. Compra sus productos en Ventanas en Agroquímica Carlita y las vende en el mercado del mismo lugar.

El crédito solicito para la compra de abono y fertilizantes para la siembra del maíz y arroz. El préstamo le ayudado para aumentar los ingresos para el consumo de la familia y para invertir. Su sueño es salir adelante con la familia.
Le gusta caminar y tejer.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!


About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Santa Mercedes to buy farming supplies and soil amendments.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 13, 2014
Jan 23, 2014
Currency Exchange Loss:
Feb 17, 2015