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Las Semillitas Group
In this Group: Juan Antonio , Maruja , Raul Eduardo, Jorge Luis, Moises Octavio, Julio Genaro

Update on Las Semillitas Group

The group “Las Semillitas” (Little Seeds) has six responsible, dynamic members. Jorge is 33, single, and doesn't have any children. Over 8 years ago, he started a workshop, which provides painting services for cars, motorbikes, bicycles and tricycles. Thanks to what he earns, he can continue to support his mother, who has been his reason for carrying on.

This is why Jorge is asking for the loan to buy material such as paint, sandpaper and resins. His desire is to continue making his business prosper. The communal bank “Las Semillitas” is grateful to the people who make this loan possible. Jorge is in the back of the photo, third from the left, wearing a grey shirt.
View original language description ↓
El grupo “Las Semillitas” está conformada por 06 socios responsables y dinámicos. Jorge de 33 años es soltero y no tiene hijos. Hace más de 08 años que Jorge cuenta con un taller, la cual brinda servicio de pintados para carros, motos, bicicletas y triciclos. Gracias a lo que percibe puede seguir apoyando a su madre, pues ella ha sido su motivo para seguir adelante. Es por ello que solicitó el crédito para la compra de materiales como pinturas, lijas y resinas. El deseo de Jorge es de seguir prosperando su negocio. La Alcancía Comunal “Las Semillitas” agradece a las personas que hicieron posible este crédito. Jorge se encuentra en la parte posterior es el tercero de la izquierda y viste camisa ploma.

Previous Loan Details

The Las Semillitas (Little Seeds) communal bank is composed of 6 members and is completing its 14th cycle. Over time, the members of this group have demonstrated themselves to be hard-working and responsible people. Maruja, one of the members, raises and sells poultry such as hens, ducks, chi... More from Las Semillitas Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 151
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Semillitas Group's $2,675 loan helped a member to buy materials such as paint, sandpaper and resins.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 10, 2014
Jan 25, 2014
Currency Exchange Loss:
Jul 17, 2014