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Marcos Julio
Marco is 31 years old. He is in a free union relationship and lives with his wife and their children, ages 6 and 9. He lives in the Mocache canton in the province of Los Rios.

His communal bank is called "Juntos Triunfaremos" (Together We Will Triumph). It is located in the John F. Kennedy 2 district, which is part of the Mocache canton near Ventanas and works with agricultural and livestock-raising businesses.

Marcos works in agriculture. He has been planting corn and rice for several years. He buys his supplies in Ventanas and sells his products in the market in the same place.

The loan that he has applied for is to purchase compost and fertilizers to plant corn and rice. The loan will help him to improve the economy of his family and his crops. His dream is to improve in business. He likes to play sports.
View original language description ↓
Marcos tiene 31 años de edad, estado civil Unión Libre vive con su esposa y con sus hijos de 6 y 9 años, Vive en el Cantón Mocache provincia de los Ríos.

La ventanilla se llama Juntos Triunfaremos se encuentra ubicada en el Recinto Jhon F. Kennedy 2, perteneciente al cantón Mocache cerca de Ventanas se dedica a labores agrícolas y pecuarias.

Marcos se dedica a la agricultura a la siembra de maíz y arroz desde hace algunos años. Compra sus productos en Ventanas y las vende en el mercado del mismo lugar.

El crédito solicito para la compra de abono y fertilizantes para la siembra del maíz y arroz. El préstamo le ayudado a mejorar la economía de su familia y de sus cultivos. Su sueño es mejorar en los negocios
Le gusta practicar deportes.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Marcos Julio to buy agricultural supplies to plant rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 13, 2014
Jan 25, 2014
Currency Exchange Loss:
Feb 17, 2015