Ms Mateso is a member of the Upole credit group. An entrepreneur, aged 51, she is the mother of 11 children, all of whom attended school. Her husband is a farmer. The client has been selling maize for the past 20 years. The new loan will allow her to purchase 30 new bags of maize, in order to help her grow her business. She is thankful to Hekima for the support they to provide women living in rural areas regarding access to credit and savings.
Madame Mateso est conseillère dans un groupe de crédit Upole. Femme entrepreneur à l'âge de 51 ans est mère de 11 enfants tous scolarisés. Son conjoint est un agriculteur. La cliente est une vendeuse des Mais depuis plus de 20ans. Le nouveau prêt va lui servir à l’achat de 30 sacs de mais. Son vouloir est d’étendre son entreprise. Ainsi, elle remercie Hekima pour le soutient aux femmes rurales et à la culture de l’épargne.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.