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Utulivu Group
In this Group: Isabelle, Ntagulwa, Ghislaine, Mugobe, Buganda, Bafunyembaka, Nsimire, Maombi, Nankafu, Mongane, Chikwanine, Chinogerwa, Ntamwira, Baguma, Bakenga, Mwamini, Vumilia, Ntakobanjira, Fitina, Kilungu, Badesire, Feza, Cibalonza, Mwavita, Ntakwinja, M'muzigo, Nshobole, Ntakwinja, Nsimire, Nsimire, Nzigire, Namanvu, Nsimire, Buzia, Aganze, Fikiri
Aunt Ntagulwa is the vice-president of the Utulivu group. An energetic woman, she is 44 years old and has 10 children, all of whom go to school. She is married to a local school teacher. The requested loan will allow her to buy two bags of used shows. She plans to become a wholesaler and ensure that her children finish their college degrees. She thanks Hekima for supporting women.
View original language description ↓
Maman Ntagulwa est vice-présidente du groupe Utulivu. Femme dynamique, elle est âgée de 44ans, mère de 10 enfants tous scolarisés et mariée à un instituteur d’une école de la place. Le prêt sollicité va lui permettre d’acheter 2 sacs de souliers d’occasion. Elle envisage devenir grossiste et voir ses enfants achevés leurs études universitaires. Elle remercie Hekima de soutenir les femmes.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 18
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,424,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Utulivu Group's $4,625 loan helped a member to buy two bags of used shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 27, 2013
Jan 22, 2014
Currency Exchange Loss:
May 17, 2014