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Tulasi Asd Group
In this Group: Damayanti, Sachita, Rasmita, Sasmita, Narmada, Sushila, Rama, Lakshmi, Sharmistha, Pramila
Damayanti is a 43-year-old lady who lives with her husband, parents-in-law and two children aged 15 years and 10 years in a small village in Odisha, India. In the picture, the lady standing with hand raised is Damayanti. She is engaged in paddy cultivation. Her husband is doing the same business.

Some years ago, Damayanti formed a group with nine other women from her village with the group name of "Tulasi ASD" self help group. All the group members are engaged in different business activities like selling milk, vegetable cultivation, etc to alleviate their poverty. Damayanti is the president of this group. She motivated all the group members to form this group so they could help and support each other in their business and personal lives.

Damayanti, along with her group, requested a loan of 250,000 INR. She will use her portion to purchase standard quality seeds and fertilizers for her paddy cultivation.

She hopes to build a house for her family and she is very grateful to Kiva for this opportunity.

Additional Information

More information about this loan

This loan is specifically designed for People's Forum's vulnerable clients, including family members of leprosy patients, people who are physically challenged and third gender individuals. By funding this loan, you are supporting low income individuals in India who are excluded for gender or health reasons. 

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 56
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 61.5
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Tulasi Asd Group's $4,075 loan helped a member to purchase standard quality seeds and fertilizers for her paddy (rice) cultivation.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jan 9, 2014
Feb 1, 2014
Currency Exchange Loss: