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Anna
Anna is from Musaler village in the Ejmiatsin region. She lives there with her husband and two little kids. Anna's husband works at a local company and Anna herself is involved in farming. She keeps a small livestock of 5 cows and 14 chickens. The income that Anna gets from agribusiness helps her and her husband to cover their basic daily costs. By applying for this loan, Anna would like to increase the livestock by 2 oxen and also purchase forage for feeding her animals. Anna will be very grateful to lenders for their support, and the loan will assist her in enlarging the farm.
As this is Anna's first loan, it has been approved within the framework of the new joint initiative between Kiva and SEF. The first-chance loan program provides loans to people who didn’t have access to credit products before because they have no credit history.

Additional Information

More information about this loan

This loan is designed for clients who are considered to be riskier borrowers. SEF is committed to expanding financial access to these individuals, disbursing loans to clients who have no previous credit history, damaged credit, or who have been unable to get loans from other lending institutions.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,400
    Average annual income
  • 175
    View loans »
    Armenia Loans Fundraising
  • $13,224,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Anna to pay for 2 oxen and forage for feeding the livestock.
60% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 26, 2013
Listed
Jan 22, 2014
Currency Exchange Loss:
N/A