The loans that they take out will benefit small microentrepreneurs where Magarita is a member. She says that she joined Pro Mujer three years ago, joining by invitation of a friend that is a member of the institution. Today she has a business selling cheese. She says that she began this business by observing that this one of the best selling products in the market. It is for that reason that will a little capital she decided to start this business.
The loan that she will now take out is to increase capital (purchase of cheese) that she will acquire in the markets of the department of La Paz and subsequently she sill sell in in a retail space. This form of work allows her to generate resources to maintain her family as she is married with three children.
When asked what she like about Pro Mujer, she responds that she likes the area of health that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Margarita es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de queso; da a conocer que este negocio lo emprendió por al observar que este producto es uno de los más vendidos en el mercado, es por ello que con un poco capital decide comercializar este negocio.
El crédito que ahora sacará es para el aumento de capital (compra de queso) que adquirirá de las ferias del departamento de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es casada y tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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