Her source of income is coffee which she has worked at all her life since her parents taught her to work the land at a very young age. Her fields are located 400 meters from her house and she walks there every day to maintain and help her crops. She also generates income for the household by selling tamales on the week-ends her clients being acquaintances, friends and neighbors. She also sells them at the football field on Sundays where she can make more money.
Her plans for the future are to become more technical with her coffee growing, planting a better diversity of product which will help at selling time as it will generate more income and attract more buyers for her product. As the mother of a family she supports her children in their studies so that they are well prepared academically so as to have better opportunities to integrate into society and support their families.
Susana is requesting a loan from the COMIXMUL co-operative to buy agricultural inputs that help protect and nurture her crops, preventing the spoiling of them by the fungus "la Roya" (coffee rust) for example.
Sus planes para el futuro tecnificar sus cultivos de café de una mejor forma, cultivando una mayor diversidad de producto el cual pueda ayudar mediante la venta generar mayores ingresos y principalmente atraer más clientes para su producto. Como madre de familia apoyar a sus hijas en sus estudios para que el día de mañana sean mujeres preparadas académicamente, con mayores oportunidades de integración a la sociedad y sean apoyo en sus hogares para con sus familias.
Doña Susana solicita financiamiento a la cooperativa COMIXMUL con el que comprara insumos agrícolas que ayuden a la protección y desarrollo de sus cultivos previniendo de esta manera el deterioro del mismo, la roya entre otros.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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