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Susana
Susana is a 37 year old woman who lives in a common-law relationship. She has two children who study in the secondary school in their community. She completed her primary school education.

Her source of income is coffee which she has worked at all her life since her parents taught her to work the land at a very young age. Her fields are located 400 meters from her house and she walks there every day to maintain and help her crops. She also generates income for the household by selling tamales on the week-ends her clients being acquaintances, friends and neighbors. She also sells them at the football field on Sundays where she can make more money.

Her plans for the future are to become more technical with her coffee growing, planting a better diversity of product which will help at selling time as it will generate more income and attract more buyers for her product. As the mother of a family she supports her children in their studies so that they are well prepared academically so as to have better opportunities to integrate into society and support their families.

Susana is requesting a loan from the COMIXMUL co-operative to buy agricultural inputs that help protect and nurture her crops, preventing the spoiling of them by the fungus "la Roya" (coffee rust) for example.
View original language description ↓
Doña Susana es una mujer de 37 años de edad quien tiene un nivel de estudio de primaria completo, en un estado civil en unión libre, madre de dos hijas quienes estudian en la secundaria en el instituto de la comunidad. Su fuente de ingreso es el rubro del café al cual se ha dedicado desde toda una vida ya que fueron sus padres quienes le enseñaron a trabajar la tierra a muy temprana edad. Sus cultivos están ubicados a 400 metros de distancia desde su casa de habitación al cual se dirige diariamente caminando para dar asistencia y mantenimiento. Ella también genera ingresos para su familia y hogar mediante la venta de tamales los fines de semana siendo sus clientes, familiares, amigos, vecinos y en la cancha de fútbol donde puede generar mayores ingresos los días domingos.
Sus planes para el futuro tecnificar sus cultivos de café de una mejor forma, cultivando una mayor diversidad de producto el cual pueda ayudar mediante la venta generar mayores ingresos y principalmente atraer más clientes para su producto. Como madre de familia apoyar a sus hijas en sus estudios para que el día de mañana sean mujeres preparadas académicamente, con mayores oportunidades de integración a la sociedad y sean apoyo en sus hogares para con sus familias.
Doña Susana solicita financiamiento a la cooperativa COMIXMUL con el que comprara insumos agrícolas que ayuden a la protección y desarrollo de sus cultivos previniendo de esta manera el deterioro del mismo, la roya entre otros.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,200
    Average annual income
  • 24
    View loans »
    Honduras Loans Fundraising
  • $8,148,850
    Funds lent in using Kiva
  • 20.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Susana to buy agricultural inputs to protect and assist her coffee crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 21, 2014
Listed
Feb 24, 2014
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2015