Espiritu Santo Group
The loan they are taking will benefit small businesses in which Lucia is a member. She states that she joined Pro Mujer four years ago after having been invited by a sponsor who visited her at her home. Currently, she has a business selling quinoa. She started this business based on a suggestion from her in-laws. After she got matted, she decided to open her own business. It is nowhere source of income.
The loan she is seeking will be used to purchase seeds which she will purchase in La Paz, and later sell the harvest in her store. This line of work allows her to earn an income to support her family since she is married and has one son. When asked what she liked about Pro Mujer, she said she enjoyed the health care offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lucia es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por la invitación de una promotora que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de quinua; da a conocer que este negocio lo emprendió por recomendación de sus suegros, después de haberse casado decide emprender un negocio independiente, actualmente es su fuente de generación de economía.
El crédito que ahora sacará es para el aumento de capital (compra de semillas) que adquirirá de las comunidades del departamento de La Paz y posteriormente al cultivo lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella está casada y un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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