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Isabel
Isabel is fifty-nine years old. He completed the sixth grade. The reason why he didn't continue his education is because his family was going through a serious financial crisis during that time. This was also the reason why he choose to work in agriculture and animal husbandry with his father, who dedicated his entire life to these activities. He steadily gained experience and started to take care of himself over time in such a way that he felt it was necessary to start his own home. That was where he met the woman who is now is wife; she manages the household. Isabel is the father of five children; his two oldest children are now independent and have their own homes.

Isabel works in agriculture and animal husbandry. He also offers services with his chaff cutter; people hire him to process crop residues, such as corn, sugarcane, and straw, into animal feed. He learned this trade from his father who worked in the same way. Currently, he offers this service because of the earnings and the support that his children give him since it's a good source of income to support his family.

The loan that is he applying for is to buy a new chaff cutter; the one that he currently has is in poor condition due to the wear caused by its frequent use. In addition, another portion of the loan will be used to provide preventive and corrective maintenance for the motor. In this manner, he will be able to provide a better service to those who hire him.

Isabel's future goals are to acquire machinery to make concentrated animal feed and support his youngest three children until they could graduate from college.
View original language description ↓
Isabel es un hombre de 59 años de edad, él realizo sus estudios de educación básica hasta el 6º grado, el motivo por el cual no continuo sus estudios fue, porque en aquella época su familia pasaba por una seria crisis económica motivo por el cual opto por trabajar la agricultura y ganadería con su padre, el cual dedico toda su vida a dicha actividad. Con el tiempo fue adquiriendo experiencia y fue independizandose de sus padres de manera tal que sintió la necesidad de formar su propio hogar y fue donde conoció a la que ahora es su esposa y se dedica a los oficios domésticos de su hogar, es padre de 5 hijos de los cuales lo primeros dos ya son independientes y ya tienen sus propios hogares.

Isabel trabaja la agricultura y ganadería, también se dedica a prestar servicio con una picadora de forrare para ganado, en la cual lo contratan para procesar residuos de de maíz, de caña y de sacate que luego es convertido en alimento para el ganado. El aprendió esta prestación de servicio de su papá, porque él trabajaba de la misma forma. Actualmente, se dedica a la misma prestación de servicio motivado por las ganancias y por el apoyo laboral que le dan sus hijos, ya que es una buena fuente de ingresos para el sostén de su familia.


El préstamo que esta solicitando, es para comprar una nueva maquina picadora, ya que la que actualmente tiene ya se encuentra en malas condiciones por el desgaste ocasionado por el trabajo que se realiza frecuentemente. Ademas, otra parte del dinero sera utilizado para dar el mantenimiento preventivo y correctivo del motor, de esta manera dará un mejor servicio a las personas que le contraten para dicha actividad.

Los metas que el señor Isabel tiene para un futuro, son las de poder adquirir una maquina para fabricar concentrado para ganado y otros y apoyar a sus últimos 3 hijos hasta que puedan completar sus estudios universitarios.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 790
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Isabel to buy a new chaff cutter.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 17, 2014
Listed
Jan 22, 2014
Currency Exchange Loss:
N/A
Ended:
Feb 20, 2015