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Patricia Del Carmen

For the past 8 years in the city of Managua in the municipality of San Rafael del Sur Mrs. Patricia E. has worked in the economic activity of dressmaking, which she has maintained with her own efforts in her home.

She is the mother of three school aged children and thanks to the support that Ceprodel has provided her she has been able to get ahead and has provided better living conditions for her little ones. Like all businesses in development, Patricia needs to invest in the purchase of thread, fabric, needles etc. For this reason she is seeking the support of Ceprodel through the loans to stock her business and continue providing better living conditions for her children.

View original language description ↓

Desde hace 8 años en la ciudad de Managua en el municipio de San Rafael del Sur la señora Patricia E. se dedica a la actividad económica de costurera el cual ha mantenido con sus propios esfuerzos en su casa de habitación.

Es madre de tres hijos en edades escolares y gracias al apoyo que le ha brindado Ceprodel, ha logrado salir adelante y ha proporcionado mejores condiciones de vida a sus pequeños. Como todo negocio en desarrollo, la señora Patricia requiere invertir en la compra de hilos, telas. Agujas, etc. Por esta razón es que busca el apoyo en Ceprodel por medio de los créditos para suplir su actividad económica y continuar brindándoles mejores condiciones de vida a sus hijos.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 19.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Patricia Del Carmen to buy materials.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 12, 2008
Sep 28, 2008
Currency Exchange Loss:
Sep 15, 2009