Amigas De Huancane Group
The loan they will take out will benefit small businesswomen of which Nicolasa is a member. She says she joined Pro Mujer three cycles ago after being invited by a promoter from the institution who went to visit her in her home. Currently she has a business selling cheese and milk and she says she learnt the business from her parents as it was the family business. After getting married she decided to start up her own business.
The loan she will take out is to increase capital to buy cattle, which she will buy from the communities in the la Paz department. After raising the cattle she will sell them at her sales outlet. This kind of work allows her to generate income to maintain her family, since she is married and has a son.
When asked what she likes about Pro Mujer, she says she likes the savings which the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nicolasa es integrante, ella indica que hace tres ciclos que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de queso y leche; da a conocer que este negocio lo aprendió de sus padres, ya que el mismo fue un negocio familiar, posterior a tener su matrimonio decide emprender su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de ganado vacuno) que adquirirá de las comunidades del departamento de La Paz y posteriormente a la crianza lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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