This loan will benefit the small-time businesswomen in Catalina's group. Catalina herself tells us that she joined Pro Mujer a year ago, following an invitation from a friend who is also a member of the bank. Catalina has a bookshop. She says that she started this business following recommendations from relatives, who knew how to run such a business.
This loan will be used to increase working capital, by buying school materials from the regional fairs in La Paz. Catalina will then sell the items in her shop. This work allows Catalina to earn an income to pay for her studies. Catalina is single.
When asked what it is that she likes about Pro Mujer, Catalina tells us that she likes the loans, the health education and the training which is offered by the organisation.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Olga es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de librería; da a conocer que este negocio lo emprendió por recomendación de sus familiares que conocían a cerca del negocio.
El crédito que ahora sacará es para el aumento de capital (compra de material escolar) que adquirirá de las ferias del departamento de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener sus estudios, ya que ella es soltera.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de crédito, salud y capacitación que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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