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Fredesvinda
Fredesvinda, 69, only studied until second grade as her parent’s financial situation at the time didn’t allow her to go any further. She is a widow with 8 children; all but one have partners and are now living abroad. Living with her in her house, she only has one son and 3 grandchildren aged 15, 14 and 8. Her grandchildren are studying at the moment and are the only people who depend on her financially.

Fredesvinda takes care of the household chores and looks after her grandchildren. She tells us that she has been doing this work since she was little as it is a job that she inherited from her mother, who also learnt it when she was little. For her, it is a very important job and she feels very proud to do this for the family. Thanks to her efforts, all her children are now grown up and can now help her when she works in the home.

She will use the loan to repair her home which has deteriorated a little, especially the roof. She will buy tiles and wood to repair the roof. This will make for a more comfortable home for her and her grandchildren, without the danger of the roof falling in, which has always been a problem and a great concern for them when it rains.

She hopes to have a nice standard of living for her and her family in the future and to have a better home to enjoy. She also hopes that her grandchildren grow up to be good people in society and are able to continue studying until university. She says that she will achieve all this with the help of God and this and future loans that she might ask for in the future to improve her standard of living.
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Fredesvinda es una mujer de 69 años de edad, estudio hasta segundo grado; pues la situación económica que tenían sus padres eran difíciles para seguir estudiando comenta Fredesvinda. Ella es viuda tienen 8 hijos, de los cuales 7 están acompañados y están fuera del país en su vivienda solo viven con ella un hijo y 3 nietos de 15,14 y 8 años de edad, los nietos actualmente se encuentran estudiando en la escuela y son los únicas personas que dependen de ella.

Fredesvinda se dedica a los oficios domésticos en su hogar y cuidar a sus nietos, comenta que desde que ella estaba pequeña se dedica a esta actividad, pues es un trabajo hereditario por parte de su mamá que desde que estaba pequeña su madre le enseño a aprender este oficio, ella dice que es una actividad muy importante y que se siente orgullosa de desempeñar esta actividad en su familia, gracias a ellos ha crecido a sus hijos y también ella siempre recibe el apoyo de sus hijos en los trabajos que desarrolla en su hogar.

El préstamo lo utilizara, para la reparación de su vivienda pues comenta que está un poco deteriorada más que todo el techo, comprara específicamente tejas y madera para el techo, esta mejora le ayudara a vivir más cómodamente junto a sus nietos, sin peligro que se pueda caer el techo de la casa pues era un gran problema y pensar que tenían cuando llovía.

Ella desea en el futuro tener mucho bienestar para ella y su familia poder tener una mejor vivienda y tener una mejor calidad de vida que sus nietos sean personas de bien en la sociedad que sigan estudiando y logren sacar una carrera universitaria, todo esto dice que lo lograra con la ayuda de Dios y gracias al crédito solicitado y futuros créditos que solicitara para mejorar su calidad de vida en el futuro.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 446
    View loans »
    El Salvador Loans Fundraising
  • $22,660,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Fredesvinda to buy tiles and wood for the roof of her house.
60% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 8, 2014
Listed
Feb 17, 2014
Currency Exchange Loss:
N/A