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Melva Imelda
Melva, 34, lives with her partner and four children, aged 15, 13, 10 and 9. She lives in the Mocache Canton in the province of Los Ríos.

The communal bank is called ‘Juntos Triunfaremos’ and is located at number 2 in the John F Kennedy precinct in the Mocache Canton area near Ventanas. Melva works in agriculture and livestock.

She has worked in agriculture for three years, sowing corn and then selling her products in Ventanas and Mocache in the local markets.

She is asking for a loan to buy agricultural supplies to sow corn and rice. The last loan helped her to improve her financial situation. She dreams of providing her children with a good education and to be able to provide for them. She likes her work and looking after the family.
View original language description ↓
Melva tiene 34 años de edad estado civil Unión Libre vive con el esposo y con suS hijos de 13,15,9 y 10 años, Vive en el Cantón Mocache provincia de los Ríos.

La ventanilla se llama Juntos Triunfaremos se encuentra ubicada en el Recinto Jhon F Kennedy 2, perteneciente al cantón Mocache cerca de Ventanas se dedica a labores agrícolas y pecuarias.

Melva se dedica a la agricultura a la siembra de maíz y arroz desde hace tres años. Compra sus productos en Ventanas y en Mocache, los vende en el mercado del mismo lugar.
El crédito solicito para la compra de insumos agrícolas para la siembra de maíz y arroz. El préstamo le ayudado para mejorar la situación económica. Su sueño es darles una buena educación y alimentación a sus hijos.
Le gusta trabajar y dedicarse a la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Melva Imelda to buy agricultural supplies, fertilizers and urea.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jan 13, 2014
Listed
Jan 21, 2014
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2015