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Hanifan's Group
In this Group: Hanifan, Sakina
Hanifan is a 29-year-old married woman living in the area of Lahore, Pakistan. She requested a loan for her husband’s greengrocery business. Her husband sells seasonal vegetables from a cart. He purchases fresh vegetables in bulk and sells in the local community from his cart.

He is using a donkey cart to carry excess vegetables. With his donkey cart he can easily carry more vegetables than a manual cart. His savings have been spent to purchase the donkey cart, and he does not have enough money to buy more stock of vegetables to sell.

Therefore, Hanifan requested a loan from Kiva’s field partner so that her husband can buy vegetables in bulk in large quantities. Hanifan is very thankful to Kiva and its field partner, BRAC Pakistan.

Note: Hanifan stands in red dress in the picture above.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


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About Pakistan

  • $4,700
    Average annual income
  • 279
    View loans »
    Pakistan Loans Fundraising
  • $14,698,775
    Funds lent in using Kiva
  • 105.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hanifan's Group's $725 loan helped a member to buy more vegetables to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jan 15, 2014
Jan 21, 2014
Currency Exchange Loss:
Nov 17, 2014