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Kholiskhon
Kholiskhon is a 58 year old widow and single mother with four children. Her son and three daughters are all married. Her son and his wife live with her and help out around the house. Kholiskhon has a high school education and grows crops to provide the main income for her family. She started farming 20 years ago with 20,000 som (KGS), and thanks to her hard work she now has two greenhouses where she plants early potatoes and cabbage for personal consumption and for sales. After the seeds sprout they become seedlings, and then slowly become ready for harvesting. She currently grows one variety of early cabbage in the greenhouse. Kholiskhon's son, daughter-in-law and their children help her around the farm. She has extensive experience and the skills to grow vegetables and earns a 10,000 som (KGS) per month. In order to develop her farm Kholiskhon asked the microfinance bank Bai-Tushum and Partners for a loan to buy seed potatoes and different varieties of cabbage seeds, as well as fertilizers and pesticides. She plans to use the profits to continue construction on a new home.
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Холисхон 58 лет, вдова, одна воспитывает 4 детей. Три дочери замужем, сын женат, вместе с супругой и детьми проживает с Холисхон, помогая ей по хозяйству. У Холисхон - среднее образование. В качестве основного дохода для своей семьи Холисхон занимается полеводством, стартовав 20 лет назад, с 20,000 сом KGS. Благодаря упорному труду Холисхон, на сегодняшний день у нее имеется 2 теплицы, где она ежегодно сеет семена раннего картофеля и капусты для внутрихозяйственного потребления и реализации. После того как семена всходят, они превращаются в саженцы, затем постепенно дают урожай. На сегодняшний день в теплице уже посеян один вид ранней капусты. В хозяйстве Холисхон помогают сын, сноха и их дети. У Холисхон имеется большой опыт и навыки по выращиванию овощей. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Холисхон обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку семян картофеля, семян капусты разных сортов, а также минеральных удобрений и ядохимикатов для обработки земли. Доходы от кредита Холисхон планирует вложить в строительство незавершенного нового дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,100
    Average annual income
  • 186
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,842,000
    Funds lent in using Kiva
  • 49.9
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,025 helped Kholiskhon to buy seed of potatoes, cabbage seeds, fertilizers and pesticides.
95% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Dec 30, 2013
Listed
Jan 24, 2014
Currency Exchange Loss:
Possible
Ended:
Jan 18, 2015