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Bibinor is a teacher at a local school. She is 59 years old. She lives in the Rudaki district with her husband, father-in-law, two sons and a daughter. Her sons are 17 and 15 years old, and her daughter is 2 years old. Her sons attend school school. They go to the school where Bibinor has taught for more than 15 years. Bibinor loves the school and her students. She tries to teach so that they are interested in learning. Bibinor's husband is a herder. He has been raising cattle for 29 years. Bibinor helps her husband in his business after work and on weekends, as the main family income comes from livestock. Bibinor's husband is going to help to increase the number of livestock. She has requested a loan to buy two heads of cattle to develop the business.
View original language description ↓
Бибинор является учительницей в местной школе. Ей 59 лет. Она живет в районе Рудаки с мужем, свёкорю, двумя сыновьями и дочерью. Ее сыновьям по 17 и 15 лет, а дочери 2 годика. Сыновья занимаются учебой в школе. Они учатся в той школе, где Бибинор преподает более 15 лет. Бибинор любит школу и своих учеников. Она старается преподавать так, чтобы им было интересно учиться. Муж Бибинор скотовод. Он на протяжении 29 лет занимается выращиванием крупнорогатого скота. Бибинор после работы и в выходные дни помогает мужу в его деле, так как основной доход семьи поступает за счет животноводства. Бибинор собирается помочь мужу в увеличении поголовья скота. Она запрашивает кредит, чтобы купить пару голов бычков с целью развития бизнеса.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 100
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Bibinor to purchase two heads of cattle to expand her business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 16, 2014
Jan 24, 2014
Currency Exchange Loss:
May 17, 2015