Update on Angel AuelioAngel is 37 years old, divorced, and lives with his parents in the canton of Ventanas, which is in Los Ríos Province. He is a member of the Communal Bank “Virgen de Guadalupe”, which is in the parish of Puerto Pechiche in the canton of Pueblo Viejo. Angel is a farmer who grows corn and raises pigs and dairy cows.
Angel is requesting a loan to buy corn seed and fertilizers as well as "polvillo" [an animal feed made from rice] and vaccines to prevent diseases in the animals.
His purchases are conducted in Ventanas and Quevedo. Angel’s dream is to buy more pigs to increase his production since this has increased the family's income.
The challenges he faces are pests and diseases such as the maize budworm which affects the flower.
Es integrante de ventanilla Virgen de Guadalupe que se encuentra ubicada en la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo.
Angel se dedica a la agricultura a la siembra de maíz y a la crianza de cerdos y vacas que producen leche. Solicita el crédito para la comprar se semilla de maiz, fertilizantes y comprar de polvillo y vacunas para evitar enfermedades a los animales.
Las compras lo realiza en Ventanas y Quevedo. Su sueño es la compra mas cerdos para aumentar la produccior ya que esto ha aumentado el ingreso a la familia.
El desafío que enfrenta son las plagas y enferedades como el cogollero que afecta a la flor.
Previous Loan DetailsAngel is 36 years old, divorced, and lives with his parents in the canton of Ventanas, which is in Los Ríos Province. He is a member of the Communal Bank “Virgen de Guadalupe”, which is in the parish of Puerto Pechiche in the canton of Pueblo Viejo. Angel is a farmer who grows and sells corn... More from Angel Auelio's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid