Rositas De Chijipina Alta Group
The loan that they are requesting will be used to help small businesses in which Modesta is a member. Modesta says that this is the first time that they have joined Pro Mujer, having been invited by a sponsor from the institution who visited her at her home.
Currently, she has a business selling clay pots. She learned this trade from her parents, as it was a family business. After having her first child, she decided to start her own business.
The loan that she is seeking will be used to increase her working capital by purchasing an oven which she will acquire from a community in the La Paz district. She will then sell her products in her store. This type of work allows her to earn an income to support her family, as she lives in a common-law marriage and has nine children. When asked what she likes about Pro Mujer, she responded that she likes the training that they offer.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Modesta es integrante, ella indica que hace es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de ollas de barro; da a conocer que este negocio lo aprendió de sus padres, ya que el mismo fue un negocio familiar, posterior a tener su primer hijo decide emprender su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de horno) que adquirirá de las comunidades del departamento de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene nueve hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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