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Darwin  Manuel

Update on Darwin Manuel

Manuel is 23 years old, and he is single. He lives with his mother in the canton of Ventanas, within the Los Ríos Province. He is a member of the Virgen de Guadalupe group, which is located in the parish of Puerto Pechiche that belongs to the canton of Pueblo Viejo.

Manuel works selling corn and rice, and he raises chickens. He is seeking a loan to purchase seeds, fertilizer, and organic fertilizer. He will make his purchases in Montenegro.

His dream is to improve his crop and raise his income level; and the challenge he faces is to combat diseases and infestations, such as locusts.

In his free time he likes to be with his family, and share meals together with them.
View original language description ↓
Manuel tiene 23 años de edad es soltero vive con su mama en el Cantón Ventanas Provincia Los Ríos.

Es integrante de ventanilla Virgen De Guadalupe que se encuentra ubicada en La Parroquia Puerto Pechiche que pertenece al Cantón Pueblo Viejo.

Manuel se dedica a la venta de maíz, arroz y crianza de gallinas.Solicita para la compra de se semillas fertilizantes, abonos organicos e inorganicos.Las compras se realizan en el comercial Montenegro.

Su sueño es mejorar el cultivo y aummentar el nivel economico.El desafío que enfrenta es cobatir las plagas y enfermedades como por ejeplo la langosta. En su tiempo libre le gusta pasar con la familia y compartir la coida.

Previous Loan Details

Manuel is 22 years old. He is single and lives with his mother in the canton of Ventanas and the province of Los Ríos. He is a member of the Virgen de Guadalupe group which is located in the parish of Puerto Pechiche which belongs to the canton of Pueblo Viejo. Manuel works selling corn, grow... More from Darwin Manuel's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Ecuador

  • $10,600
    Average annual income
  • 64
    View loans »
    Ecuador Loans Fundraising
  • $24,577,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Darwin Manuel to purchase seeds, fertilizer, and organic fertilizer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 9, 2014
Jan 20, 2014
Currency Exchange Loss:
Aug 19, 2014