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Shamim is 33 years old and has been in business selling scrap materials for many years. She buys used plastic Pepsi, Coke, Mirinda (an orange soda), and similar bottles in a variety of sizes: 500 mL, 1 L, 1.5 L, and 2.25 L.

After properly crushing and recycling these bottles, Shamim sells them to the people of her community.Through her business she makes enough money to contribute to the family's income. She has seven children and is able to provide them with good food, health and education, so she needs to earn more to keep supporting her family well.

Shamim is in her 7th loan cycle with the Kashf Foundation, Kiva's field partner in her community, and she requested a loan of 45,000 PKR to buy additional bottles in different sizes to boost her sales. She expects this to then boost her earning and wishes to spend part of the proceeds to expand the business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 359
    View loans »
    Pakistan Loans Fundraising
  • $15,695,200
    Funds lent in using Kiva
  • 105.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Shamim to buy different sized plastic bottles to sell for scrap.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2014
Jan 20, 2014
Currency Exchange Loss:
Jan 17, 2015