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Kalygul is 51 years old, married and raising 3 sons together with her husband. Kalygul has a secondary-specialized education. She is very responsible, personable and happy. At the present time, Kalygul and her husband are involved in animal husbandry and farming, having started 9 years ago with a purchase of livestock with 10,000 som (KGS). Thanks to Kalygul's hard work, today her business contains 2 dairy cows, 1 horse and 20 sheep, and also 3.34 hectares of land, where she primarily grows beans. They sell their harvest to wholesale distributors. Her husband provides significant support with the business. The monthly income amounts to 12,000 som (KGS). In order to further develop her business, Kalygul requested a loan from the microfinance bank "Bai-Tushum and Partners" to buy cows and sheep in order to increase livestock headcount. Kalygul plans to invest the earnings from the loan into further increasing domestic livestock quantities and saving money to build a new house.
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Калыгул 51 год, замужем, вместе с супругом воспитывают 3 сыновей. У Калыгул - средне-специальное образование. По характеру Калыгул очень ответственная, общительная, жизнерадостная. В данное время на пенсии, вместе с мужем Калыгул занимается животноводством и полеводством, стартовав 9 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Калыгул, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 1 лошадь, 20 овец, а также обрабатывает 3,34 ГА земли, где в основном выращивает -фасоль. Полученный урожай реализуют оптовым поставщикам. По хозяйству существенную поддержку дает супруг. Ежемесячный доход составляет 12,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Калыгул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку коров и овец для увеличения поголовья скота. Доходы от кредита Калыгул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на строительство нового дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 81
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 49.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,025 helped Kalygul to buy cows and sheep in order to increase livestock headcount.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 10, 2014
Jan 22, 2014
Currency Exchange Loss:
Feb 17, 2015