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Elnura is 32 years old and married. She and her husband are raising three children. She has a specialized secondary education and is now a homemaker, raising her children and taking care of the house. She is also involved in agriculture and animal husbandry, an activity which constitutes her family's main source of income. She started in this field 12 years ago with the purchase of livestock for 5,000 som (KGS). She now owns 1.14 hectare of land on which she grows clover, beans and maize annually for the family's consumption as well as for resale.

Elnura makes a monthly income of 16,000 som (KGS). In order to further develop her farming business, she has turned to the microfinance bank "Bai Tushum & Partners" and requested a loan to buy bean seeds as well as fertilizers and ammonium nitrate. She is planning to use the earnings from her loan to repair her house.
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Эльнуре 32 года, замужем, вместе с супругом воспитывают 3 детей. У Эльнуры - средне-специальное образование, домохозяйка занимается воспитанием детей и домашним хозяйством. В качестве основного дохода для своей семьи Эльнура занимается животноводством и полеводством, стартовав 12 лет назад, с покупки скота на 5,000 сом KGS. На сегодняшний день у Эльнуры имеется: 1,14 ГА земельной доли, на которой ежегодно выращивает клевер, фасоль и кукурузу для внутрихозяйственного потребления и реализации. Ежемесячный доход составляет 16,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Жаркынай обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом - на покупку семян фасоли, а также селитру и удобрения. Доходы от кредита Эльнура планирует вложить на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,025
    Funds lent in using Kiva
  • 49.9
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,025 helped Elnura to buy bean seeds, fertilizers and ammonium nitrate.
95% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 9, 2014
Jan 21, 2014
Currency Exchange Loss:
Jan 18, 2015