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Zafar is a 28-year-old farmer who lives with his wife, his two children and his parents in the Shahrituz district of Tajikistan. He has a higher education and works as an accountant. For the past ten years, he has also been involved in agriculture. He owns an irrigated plot of land on which he grows crops. The whole family helps him with the business. He is taking a loan to buy high quality potato seeds as well as mineral fertilizers. With this loan, he will be able to start sowing his land, and in the spring, get a good harvest. Zafar is awaiting your support.
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Зафар 28-летний фермер. Он живет с женой, двумя детьми и родителями в районе Шахритус. У него высшее образование. Он бухгалтер и работает по своей профессии. Одновременно Зафар в течение 10 лет занимается растениеводством. Он имеет орошаемый участок земли, на котором выращивает сельскохозяйственные культуры. Зафар занимается земледелием всей семьей. В данный момент он просит кредит, чтобы купить качественные семена картофеля и минеральные удобрения. Данный кредит поможет ему провести посевные работы и к весне получить хороший урожай. Зафар надеется на Вашу поддержку.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $29,712,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Zafar to buy potato seeds and mineral fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 8, 2014
Jan 21, 2014
Currency Exchange Loss:
Sep 17, 2014