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Ulsuluv is 61 years old. She is a native of the Gissar region. She is a widow and the mother of five children. Ulsuluv raised her children to be honest, well mannered, polite and respectful adults. Her three eldest children have started families, the youngest live with her and help her. Ulsuluv no longer feels the loss of her husband because her children are the most important to her.

Ulsuluv thinks that she is not yet old and that she is able to support her family herself. The 61 year old Ulsuluv decided to start a new business. She would like to work in retail. Ulsuluv rented a stall at the market, and for the loan amount she intends to purchase her first goods. She will sell pistachio nuts. For her this is not only a way to earn money, but also to get to know new people and other sales people and colleagues. To her, your help is very important. She hopes for support.
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Улсулуву 61 год. Она уроженка района Гиссар. Она вдова и мать пятерых детей. Улсулув вырастила своих детей честными, воспитанными, вежливыми и уважающие взрослых. Трое старших детей заведены семьями, младшие живут с ней и помогают. Улсулув не чувствует потери мужа ведь с ней ее дети они самое главное.
Улсусув считает, что она еще не старая и сама может обеспечивать себя. 61 летняя Улсулув решила начать новую деятельность. Она хочет работать в сфере торговли. Услулув арендовала прилавку на рынке и на сумму от кредита намерена купить первый товар. Она будет заниматься продажей фисташек. Для нее это не только способ заработки, но и общение с новыми людьми и другими продавцами, коллегами. Для нее Ваша помощь очень важно. Она нуждается в поддержке.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 122
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Ulsuluv to purchase pistachio nuts for selling.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2014
Jan 21, 2014
Currency Exchange Loss:
Feb 17, 2015