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Dilshad is a 26-year-old married man. He requests a second loan from BRAC; he invested his previous loan into his current enterprise. He is a young and energetic person who lives in Lahore, Pakistan with his family.

Dilshad operates a lace selling shop which is the only source of income for the family. Many tailors and the ladies of his town like to buy lace from his shop. His customers appreciate his lace collection. He is interested in purchasing a variety of the latest and expensive laces to enhance his income, but finds it difficult due to financial constrains. He has requested a loan amount from Kiva's partner BRAC Pakistan. This will not only help him to grow his lace selling business but will increase his net income and savings as well.

He is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 402
    View loans »
    Pakistan Loans Fundraising
  • $15,152,450
    Funds lent in using Kiva
  • 105.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Dilshad to buy expensive and stylish laces to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 17, 2014
Jan 20, 2014
Currency Exchange Loss:
Feb 21, 2015