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Leab is a 49-year-old married woman and a loving mother of grown-up children. She is engaged in the agricultural sector farming rice on one hectare farmland in Prasat Bakong district, Siem Reap province. Her parents have transmitted this business to her and she has been working in the business so far. From her current business, she is able to make approximately $3.00 per day.

Leab would like to improve her living standard by having clean energy for household use. Because of the lack of capital, she is asking for a loan in the sum of USD 700 to build a biogas digester under the project of NBP (National Biogas Program) in partnering with HKL. After an initial investment in this system, she hopes that she won’t spend much money on fuel and have less smoke from wood or charcoal. Thanks to the green loan program with a special rate offered by Hattha Kaksekar Limited (HKL), Leab’s family can gain access to a clean energy while protecting the environment.

Additional Information

More information about this loan

This loan is part of HKL's new green loan program designed to help improve living standards of poor and low-income people living in rural areas of Cambodia by giving them access to clean energy. Solar loans under this program allow poor families living off the grid to invest in solar home systems that can power lights, fans, radios, and mobile phones. HKL also disburses loans for biogas digester plants which allow farmers to convert animal and human waste into biogas that can be used to power clean cookstoves and organic fertilizer for their farms. These loans have numerous economic, health, environmental, and social benefits for families which include saving money and time collecting fuelwood, reducing smoke-borne diseases, and allowing family members to do schoolwork and housework in the evening. HKL has designed these social loan products to feature a lower interest rate than typical Kiva loans.

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Leab to build a biogas digester.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 19, 2013
Jan 18, 2014
Currency Exchange Loss:
Jul 17, 2015