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Mira  (Gualaceo) Group
In this Group: Rosa Aurelia, María Lourdes, Rosa Filomena, Clara Beatriz, María Domitila, María Consolación, María Dolores
The Mira credit group is made up of seven women who live in the outskirts of the Zhidama parish in the Gualaceo region. This region has a moderate climate well-suited to cultivating various types of fruit trees. It also has a number of places where you can enjoy nature. Its people are very capable and it is where they make the best footwear in the entire country. The main source of income in the area is trade, animal husbandry, and agriculture.

One of the group members is Rosa. She joined the group two years ago. She likes this type of credit group because she can share good times with her group mates. They help each other in times of difficulty and share their joys in the good times.

Rosa is 37 years old. She is married and from her marriage has four children, ages 10, 14, 16, and 21. Her oldest child is working and helps her out financially. Two of her children are studying in secondary school, while the youngest is in the local elementary school. Her husband works as a day laborer. The house that they live in is their own.

Doña Rosa works in the fields. She raises chickens, guinea pigs, pigs, and cattle, from which she sells the milk. She also gardens, and her harvest is both to sell and to eat in their home. She also works making guaipe (cleaning rags).

The money from this loan is to buy cattle and feed for her animals. Her goal is to increase her animal-raising business.
View original language description ↓
El grupo de crédito Mira está formado por 7 mujeres quienes viven por los alrededores de la parroquia de Zhidama que pertenece al cantón de Gualaceo, este cantón tiene un clima templado propicio para el cultivo de una gran variedad de frutos, cuenta con varios lugares para disfrutar de la naturaleza. Su gente es muy hábil y es un lugar en donde se elaboran el mejor calzado del país, aun mantienen la cultura y tradiciones de sus pueblos, su mayor fuente de ingreso es el comercio, crianza de animales y la agricultura.
Una de las socias de este grupo es la Señora Rosa, esta hace 2 años en el grupo de crédito Mira, le gusta este tipo de créditos porque comparte buenos momentos con sus compañeras, se ayudan en momentos difíciles y en los momentos buenos comparten sus alegrías.
La Señora Rosa tiene 37 años de edad, está casada y en su unión conyugal ha concebido 4 hijos de 21, 16, 14 y 10 años de edad, su primer hijo está trabajando y le ayuda económicamente, dos de sus hijos están estudiando en el colegio y su ultimo hijo está en una escuela del sector, su esposo se dedica a laborar como jornalero, la casa en la que viven es propia.
Doña. Rosa se dedica a las tareas del campo, cría pollos, cuyes, cerdos y ganado del cual vende la leche, cultiva y la cosecha es para la venta y consumo de su hogar. También se dedica a la elaboración de guaipe (trapos para limpieza).
El dinero de su crédito es para comprar ganado y alimento para sus animales. Su meta es aumentar la crianza de animales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 64
    View loans »
    Ecuador Loans Fundraising
  • $23,510,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mira (Gualaceo) Group's $1,950 loan helped a member to buy cattle and animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 7, 2014
Listed
Jan 20, 2014
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2014