Mira (Gualaceo) Group
One of the group members is Rosa. She joined the group two years ago. She likes this type of credit group because she can share good times with her group mates. They help each other in times of difficulty and share their joys in the good times.
Rosa is 37 years old. She is married and from her marriage has four children, ages 10, 14, 16, and 21. Her oldest child is working and helps her out financially. Two of her children are studying in secondary school, while the youngest is in the local elementary school. Her husband works as a day laborer. The house that they live in is their own.
Doña Rosa works in the fields. She raises chickens, guinea pigs, pigs, and cattle, from which she sells the milk. She also gardens, and her harvest is both to sell and to eat in their home. She also works making guaipe (cleaning rags).
The money from this loan is to buy cattle and feed for her animals. Her goal is to increase her animal-raising business.
Una de las socias de este grupo es la Señora Rosa, esta hace 2 años en el grupo de crédito Mira, le gusta este tipo de créditos porque comparte buenos momentos con sus compañeras, se ayudan en momentos difíciles y en los momentos buenos comparten sus alegrías.
La Señora Rosa tiene 37 años de edad, está casada y en su unión conyugal ha concebido 4 hijos de 21, 16, 14 y 10 años de edad, su primer hijo está trabajando y le ayuda económicamente, dos de sus hijos están estudiando en el colegio y su ultimo hijo está en una escuela del sector, su esposo se dedica a laborar como jornalero, la casa en la que viven es propia.
Doña. Rosa se dedica a las tareas del campo, cría pollos, cuyes, cerdos y ganado del cual vende la leche, cultiva y la cosecha es para la venta y consumo de su hogar. También se dedica a la elaboración de guaipe (trapos para limpieza).
El dinero de su crédito es para comprar ganado y alimento para sus animales. Su meta es aumentar la crianza de animales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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