14 De Agosto (Gualaceo) Group
One member of this group is 51-year-old María. She is married and has four children. The eldest three are married and live apart. The youngest daughter is attending the local school. The family owns the house where they live. María's husband works as a builder.
María makes a living working in the country. She has cattle, the milk from which she sells. She also raises guinea pigs, lambs and chickens. María grows crops for home consumption and, if there is any left over, to sell. In addition to this, María sells home-made ice cream.
This loan will buy used to buy manure, to improver her pastures, guinea pigs, chickens and animal feeds. María's goal is to have more cattle, and of a higher quality.
Una de las socias de este grupo es la Señora. María, tiene 51 años de edad, está casada y fruto de su unión conyugal ha concebido 4 hijos, sus tres primeros hijos son casados y viven independientes, su hija soltera está estudiando en un colegio del sector, la casa en la que vive es propia, su esposo labora en el área de la construcción como albañil.
Doña María se dedica a las tareas del campo, tiene ganado del cual vende la leche, cría cuyes, borregos y pollos. Cultiva su terreno y lo que cosecha es para el consumo de su hogar y si existe un sobrante lo vende, también se dedica a la venta de helados que ella mismo elabora.
El dinero de su crédito es para la compra de abono para mejorar sus potreros, cuyes, pollos y alimento para animales. Su meta es tener más ganado de mejor calidad
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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